Freelance Trucker: Insurance Fraud Edition puts the player behind the wheel of a commercial semi-truck, and in control of the finances of the trucker himself. Navigate dangerous roads in unique delivery jobs, with a variety of cargo types depending on the job. Safe and timely deliveries will earn you an honest paycheck, but these payouts yield diminishing returns, and the more lucrative gigs require more expensive insurance classes. If you're delivery ends in catastrophe, you're entitled to an insurance claim, presuming you're insured. Players can use insurance payouts to unlock increasingly dangerous delivery jobs, higher salaries, and superior insurance plans.

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